April 20, kathadaum. Are you ready to take loans from immediately doing? If so, pakhnos.At least one loan / half month delay is beneficial for you. For one / one and a half months after the Bank decreases interest rates. You are now taking 9 percent of the loan with interest the first week of July 8 percent gain and a half.
But home-lone, muddati deposit immediately if we are to interest rates on deposits and decreases bone and said parkhinubhayo until June. Earlier, around 4 percent, who had now 6 percent interest on deposits Banks have begun to muddati. This rate dropped to 5 percent in June to reach the bainkaraharule said.
The amount to be invested (excess liquidity) One month after being compressed flashes on both banks deposit and loan interest rates to be increased. However, this increase is short-term.
"The pressure of excess liquidity as banks are running out of credit interest rates on deposits also have increased interest has increased and niksepasamgai," Chief Executive Officer in SBI bank analainakhabarasamga Dahal 'You're thinking of a loan interest rates diminished fiscal pakhnosa.'
Until the first week of April 2 percent of commercial banks possessing the inter-bank interest rates are increased to 5 percent is reached. Similarly, the government has also increased interest rates of treasury bills.
"Despite the increase in debt and less deposit ratio to adjust the interest rates unheard alpakalinamatrai said Anil Shah, chief executive officer of Mega Bank.
'Inter-bank borrowing interest rates of treasury bills business and expand the Bank's interest rates increased evidence, "said Shah.
Therefore, increased interest
The more liquidity the banks to attract deposits to banks after the central bank raised interest rates Debt Department Executive Director Dr. Bahadur Shrestha said. The amount to be invested in bank deposits thupiraepachi banks had reduced the interest rates to discourage.
3/4 years, a declining trend in interest rates banks are meted out day an earthquake, foot movement and the Indian investment environment due to sanctions extreme pressure of excess liquidity banks had to be drafted. So that interest rates had decreased extent.
However, when the Indian blockade of the country's economic activity and increased finished and credit demand has also increased since told Shrestha. According to a record of January 1 trillion rupee loans have increased around banks.
Similarly, the central bank manage excess liquidity uthaekomadhye 80 billion still hold the central bank and the government raised around Rs 80 billion of domestic debt, he said. According to Shrestha, all by the government to hold around 2 trillion dollars.
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